White-label card issuing software.

Launch virtual and physical cards in your brand, with software ready to use out of the box. Use Outpave's program, connect with our issuing partners, or bring your existing provider. We build and operate the application around you.

All solutions

Why build your card experience with Outpave.

Fully yours

Your name on the card, the app, and the emails. Your customer relationship stays your customer relationship.

Live sooner

Start on an application platform that already runs instead of building one. Your schedule depends on scope, integration, and provider approvals.

Operated beyond launch

Outpave manages platform security, data storage, disputes, and second-line support. Program obligations are agreed with you and your provider.

Card management, with platform operations included.

Virtual and physical cards

Virtual cards the moment an account is approved. Physical cards in your design, to the door.

Authorization-time controls

Merchant, category, amount, time, and location rules decided before the charge clears, not after.

Real-time money movement

Funding, spending, and settlement visible as they happen, not on a nightly file.

Native ledger

Every charge is an entry first, Pending and then Posted. The screens read from it.

Disputes and reconciliation

Chargebacks, returns, and mismatches handled inside the platform, with the paper trail kept.

Rewards on every swipe

Set a rate by merchant, category or company and let the ledger do the accounting.

Questions we get asked.

Do we need an internal development team?

No. Use our software out of the box, or connect it to your existing systems through API integrations. We provide the support your team needs.

Do we need an existing issuing partner?

No. You can use Outpave's program or we can introduce you to our issuing partners. We help you find the right setup and support you as you grow.

What application and administrative tools are included?

We shape the application and administrative tools around your program. That can mean customer onboarding and card issuing, a full banking-as-a-service experience, or API integrations with your existing systems. We agree on what you need together.

What does Outpave operate after launch?

We manage your infrastructure and keep the software maintained, upgraded, and growing with new features. We also work with you to find the right customer support options for your program.

How is pricing structured?

Pricing depends on your platform, what you want to offer, and how much customization and support you need. Whether you start with our ready-to-use software or a fully custom experience, we'll scope the right approach and pricing with you.

Whose name is on the card?

Yours. Your card design follows your brand, with the network marks and disclosures your issuer requires.

How fast can cards be live?

Most launches are measured in weeks, not months or years. Application scope, integration, issuer approvals, and card production affect the schedule.

Can we design the card ourselves?

Yes. We work with your design and the card artwork requirements of your issuer and network.

Bring us the program you have in mind.

Tell us about your customers, your program, and the application you want to deliver. We will work through the scope and launch plan with you.